• Planning To Sell in 2027? Start Prepping Now.

    Planning To Sell in 2027? Start Prepping Now.,Monet Yarnell

    If selling your house is on your calendar for 2027, you may be thinking you've got plenty of time. Maybe you're aiming for January. Maybe you're waiting for spring. Either way, next year probably feels far enough away that getting ready can wait, too. But waiting until 2027 to sell doesn't mean wait

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  • The Housing Market Is on Solid Ground, Even with More Foreclosures

    The Housing Market Is on Solid Ground, Even with More Foreclosures,Monet Yarnell

    It’s been nearly two decades since the 2008 housing crash, but the word “foreclosure” can still make people uneasy. And if you’re planning a move, you may be wondering if more foreclosures will flood the market with homes for sale – especially if you’ve seen the headlines lately. Buyers may be hopin

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  • Today's Market Could Be a Win for Veterans Looking To Buy a Home

    Today's Market Could Be a Win for Veterans Looking To Buy a Home,Monet Yarnell

    If you're a veteran or active-duty service member who's been hoping to buy a home, you may have more going for you in today’s housing market than you realize. VA home loans already come with some pretty powerful benefits. But now, with more homes for sale and buyers having more room to negotiate in

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  • Low Rates or Lots of Leverage? Buyers Rarely Get Both.

    Low Rates or Lots of Leverage? Buyers Rarely Get Both.,Monet Yarnell

    If you’ve been watching mortgage rates lately, you might feel a little stuck. Rates climbed above 7% this year, and a lot of buyers have decided to sit tight and wait for them to come back down. But rates are only half the story. When you buy a home, you usually get one of two things: low rates or n

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  • Selling Your Home? What You Should Know About Price Cuts vs. Rate Buydowns.

    Selling Your Home? What You Should Know About Price Cuts vs. Rate Buydowns.,Monet Yarnell

    In today’s market, a growing number of sellers are opting to do something called a price cut – especially when their house has been on the market for a while without any bites. According to HousingWire Data as many as 4 in 10 (43%) sellers are going this route – that’s the highest it’s been in 4 yea

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  • What the Silver Tsunami Means if You’re Planning To Sell

    What the Silver Tsunami Means if You’re Planning To Sell,Monet Yarnell

    If you’re following the housing market, you may have heard the term “silver tsunami” lately. It's the idea that millions of homes owned by older Americans could come onto the market as more homeowners reach retirement age and make their next move. And when you hear a phrase like that, it's easy to p

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  • What Experts Forecast for Mortgage Rates and Home Prices in 2027

    What Experts Forecast for Mortgage Rates and Home Prices in 2027,Monet Yarnell

    When it comes to housing, two of the biggest questions on everyone’s mind right now are: What’s next for mortgage rates? Where will home prices go from here? And if you’re weighing whether to move in the next few months or wait until 2027, here’s what you should know. When experts look ahead to 2027

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  • The Home Insurance Move That Could Save You $440 a Year

    The Home Insurance Move That Could Save You $440 a Year,Monet Yarnell

    When you’re planning a move, every monthly cost counts. That’s why it can be frustrating to see home insurance keep creeping up. According to Intercontinental Exchange, it now makes up 9.6% of the average monthly mortgage payment. But the latest numbers show some progress on that front – as the incr

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  • Credit Scoring Is Changing: 3 Things Homebuyers Should Know

    Credit Scoring Is Changing: 3 Things Homebuyers Should Know,Monet Yarnell

    Quick, what credit score do you need to buy a home? If a number pops into your head, there's a pretty good chance it's wrong. And the right answer is getting harder to pin down, because the way credit scores are determined and delivered is changing - for the better. Here's what you need to know in t

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  • Don't Let the Fear of a Buyer Backing Out Scare You Away from Selling

    Don't Let the Fear of a Buyer Backing Out Scare You Away from Selling,Monet Yarnell

    There's nothing quite like the excitement of getting an offer on your house. You're one step closer to moving on to what's next. But what happens if that buyer backs out or ghosts you before closing? If you've been seeing headlines about more home sales falling through lately, that possibility may b

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  • Who’s Buying Homes with Cash Right Now?

    Who’s Buying Homes with Cash Right Now?,Monet Yarnell

    Ryan Serhant, CEO of SERHANT, says there isn’t just 1 housing market right now. There are really 4: cash buyers, buyers who need a mortgage, homeowners with low mortgage rates, and builders. Today, let’s zoom in on the 1st group – cash buyers. According to the National Association of Realtors (NAR),

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  • Why Builders May Be More Motivated To Sell Than Homeowners

    Why Builders May Be More Motivated To Sell Than Homeowners,Monet Yarnell

    Here's something most homebuyers don't think about. When the housing market slows down, homeowners and builders don't always respond the same way. Think about it. If you're selling your house and aren't getting the offers you want, you could make the choice to take it off the market and stay put, an

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  • Why More Buyers Are Turning To Adjustable-Rate Mortgages Today

    Why More Buyers Are Turning To Adjustable-Rate Mortgages Today,Monet Yarnell

    When mortgage rates climb, buying a home can start to feel like trying to hit a moving target. Every jump in rates makes monthly payments bigger, and that pushes a lot of buyers to look for another way in. More and more of them are finding it in the adjustable-rate mortgage, or ARM. The ARM Option H

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  • To Sell or Rent? How To Choose the Best Path for Your House.

    To Sell or Rent? How To Choose the Best Path for Your House.,Monet Yarnell

    Selling your house is a big step, and you want it to go smoothly. And with houses taking a little longer to sell these days, renting it out might start to sound like a nice backup plan. But the reality is, while renting can work well for some people, it’s also a big commitment. So before you decide,

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  • Confused by Home Price Headlines? Here’s Why.

    Confused by Home Price Headlines? Here’s Why.,Monet Yarnell

    Whether you own a house already or you’re looking to buy one, you probably care about home prices. But it’s not always easy to figure out what’s really happening right now, especially if you look at the headlines. One says home prices are falling. The next says they’re still climbing. So, which one’

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  • Want a More Affordable Home? Don’t Overlook Condos.

    Want a More Affordable Home? Don’t Overlook Condos.,Monet Yarnell

    When you picture buying your first home, chances are you’re imagining a traditional single-family house with its own yard, maybe a garage, and little extra room to grow. But with affordability still tight, getting everything on that list right away may come with a higher price tag than you’re comfor

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  • The Biggest Credit Hurdle for Renters Who Want To Buy

    The Biggest Credit Hurdle for Renters Who Want To Buy,Monet Yarnell

    What's the biggest payment you make every month? If you’re a renter, it's probably your rent. But did you know that you can pay your rent on time, every time, for years, and it may never show up in your credit history? It's pretty frustrating, especially if you'd like to buy a home someday and you’r

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  • Homes Are Still Selling – Even in a Slower Market

    Homes Are Still Selling – Even in a Slower Market,Monet Yarnell

    If you’ve seen headlines saying home sales are slowing down, you may be wondering: is this really a good time to sell? While the latest numbers show sales picked up slightly in September, they're still down compared to last year. But here’s the perspective the headlines can miss. Homes are still sel

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  • Why There are More Homes for Sale Right Now (and What It Means for You)

    Why There are More Homes for Sale Right Now (and What It Means for You),Monet Yarnell

    Mortgage rates being back above 7% isn't exactly the news most people wanted. But it’s changing the market in ways that matter whether you’re buying or selling. The number of homes for sale is growing faster than it was this time last year. And interestingly, the main reason isn’t a flood of new lis

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  • Why Most People Are Still Glad They Bought a Home

    Why Most People Are Still Glad They Bought a Home,Monet Yarnell

    With everything going on, it’s understandable if you’re wondering if you’d regret buying right now. Everyday expenses cost more. Mortgage rates are higher than you’d like. And when the economy feels uncertain, taking on a mortgage can feel like a much bigger leap. But here’s some perspective that ma

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