• August Sunsets and Late Summer Enjoyment Before Fall Arrives

    August Sunsets and Late Summer Enjoyment Before Fall Arrives,Monet Yarnell

    There's something about late August sunsets in coastal Maine that stops you in your tracks. The sun lingers lower on the horizon. The light turns golden, then amber, then pink. The water reflects it all back. The sky holds color longer than it did in June or July. And for those few minutes between s

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  • Who Has the Upper Hand in Today's Housing Market?

    Who Has the Upper Hand in Today's Housing Market?,Monet Yarnell

    Ask around and almost every homebuyer out there wants to know if there’s a way to get a better deal. And just about every seller wants to know if they'll still get top dollar. The interesting thing is... both can be right at the exact same time. It just depends on where you live. That's because toda

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  • Here’s Why Mortgage Rates Are What They Are Right Now

    Here’s Why Mortgage Rates Are What They Are Right Now,Monet Yarnell

    If you're waiting for mortgage rates to fall a lot before you buy, you may be waiting a while. But before you get discouraged, there's a number working behind the scenes that's actually good for you right now. It's called the spread, and once you understand it, you may see today’s rates in a whole n

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  • The Case for Putting 20% Down on Your Next Home

    The Case for Putting 20% Down on Your Next Home,Monet Yarnell

    If you’re planning to buy your next home soon, you’ve probably heard the old rule about saving 20% for your down payment. The truth is, you usually don’t have to. Plenty of loan options let qualified buyers put down much less. But a lot of repeat buyers are choosing to put down 20% anyway. So, why a

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  • Escaping Urban Chaos and Finding Peace in Coastal Maine Communities

    Escaping Urban Chaos and Finding Peace in Coastal Maine Communities,Monet Yarnell

    You're sitting in traffic. Again. It's 6:47 PM and you're supposed to be home by 6:30. Your shoulders are tense. Your phone is buzzing. The person in the car next to you looks as exhausted as you feel. And you're thinking: There has to be a better way to live than this. If you've had that thought mo

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  • Thinking About Waiting for Lower Mortgage Rates? Read This First.

    Thinking About Waiting for Lower Mortgage Rates? Read This First.,Monet Yarnell

    Imagine waiting a year to buy a home, only to find mortgage rates haven't changed much. That may sound frustrating.But it's a real possibility. A lot of people are putting their plans on hold because they believe much lower mortgage rates are right around the corner. But, based on today's forecasts,

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  • Big Investors Are Backing Off and That’s Your Opening

    Big Investors Are Backing Off and That’s Your Opening,Monet Yarnell

    For years, a lot of would-be homebuyers have worried about the same thing. How do you compete with big investors who can swoop in, pay cash, and snap up the houses you want? Well, worry a little less. Because right now, those big investors aren't buying up the market. They're backing out of it. Inve

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  • August to September Transition and Seasonal Changes in Maine

    August to September Transition and Seasonal Changes in Maine,Monet Yarnell

    August fades and September arrives, and Maine transforms. It's not dramatic like spring or fall foliage, but it's real. The tourists thin out. The weather starts to cool. School bells ring. The rhythm of the community shifts. If you've just moved to Maine in late August or early September, this is t

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  • Here’s Where To Start if You’re Selling and Buying at the Same Time

    Here’s Where To Start if You’re Selling and Buying at the Same Time,Monet Yarnell

    If you're a homeowner getting ready to move, one question usually comes first: should you buy your next home before you sell, or sell your current house before you start looking? There's no single right answer. The best call depends on your finances, your local market, and your timeline. And a trust

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  • The August Reality Check for Sellers Still Waiting to List

    The August Reality Check for Sellers Still Waiting to List,Monet Yarnell

    It's early August. The pre-fall window is closing. If you were thinking about listing in late July, you waited. Maybe you weren't quite ready. Maybe you weren't sure about pricing. Maybe you just needed more time to decide. Now you're in August, and the market has shifted. The energy that was there

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  • The Last-Minute Prep That Sellers Forget But Shouldn't

    The Last-Minute Prep That Sellers Forget But Shouldn't,Monet Yarnell

    You've deep cleaned your home. You've staged the main rooms. You've updated your photos. You've priced it. Everything is ready to list. Except it's not. There are things sellers forget in the rush to get on the market. Small things that seem insignificant until a buyer walks through your door and th

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  • Buying a Home? Here's What You Should Know About Home Insurance Costs.

    Buying a Home? Here's What You Should Know About Home Insurance Costs.,Monet Yarnell

    If buying a home is on your radar, you've probably been keeping an eye on mortgage rates and home prices. But don’t forget about homeowners insurance.  Homeowners insurance has always been part of owning a home. But over the past few years, it's become a larger expense for many homeowners – somethin

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  • Home Price Growth Slowed Down. That May Be Changing.

    Home Price Growth Slowed Down. That May Be Changing.,Monet Yarnell

    After more than a year of headlines talking about how home prices are going to crash, the latest data shows that price growth may be starting to pick back up again. And depending on whether you’re buying or selling, that shift means something different for you. The Numbers May Be Starting To Turn Fo

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  • Selling a Luxury House? Here’s Why Now Is a Good Time

    Selling a Luxury House? Here’s Why Now Is a Good Time,Monet Yarnell

    If you own a luxury house, you're in a stronger spot than most sellers right now. While much of the market has cooled, the high-end tier hasn't. Sale prices and buyer demand are both up. So if you're considering selling, now could be a great time to make your move. Luxury Is Leading on Price Let’s s

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  • The Last Days of July and Making Your Final Decision to List

    The Last Days of July and Making Your Final Decision to List,Monet Yarnell

    You're standing at a crossroads. It's late July. You've been thinking about selling. You've prepped your home. You've researched the market. You've thought about timing. And now you're asking the question that matters: Do I list right now, in these final days of July? Or do I wait until fall? This i

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  • The House That Started It All Could Kickstart What's Next

    The House That Started It All Could Kickstart What's Next,Monet Yarnell

    Remember how exciting it was to buy your first place? It felt like crossing a long-awaited finish line. It gave you a place to build your life. Maybe it’s where you lived when you got married. Or where you welcomed a child or a pet into the family. But that was just the beginning. For most people, y

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  • Priced Out? A Condo or Townhome Could Be Your Way In.

    Priced Out? A Condo or Townhome Could Be Your Way In.,Monet Yarnell

    Today's home prices have a lot of buyers – especially first-time buyers – wondering if there’s even anything out there that’s in their budget. But owning a home may be more within reach than you think. Sometimes, it just means considering a different type of home. Condos and townhomes can be a great

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  • The Pre-Fall Listing Strategy That Works for Maine Sellers

    The Pre-Fall Listing Strategy That Works for Maine Sellers,Monet Yarnell

    There's a window in late July and early August when smart sellers move. It's not the hot, frenzied summer market of May and June. It's not the crowded fall market of September. It's the sweet spot — and most sellers miss it. This is the pre-fall listing strategy. And if you understand how to use it,

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  • More Homes, Better Prices: A Buyer’s Summer

    More Homes, Better Prices: A Buyer’s Summer,Monet Yarnell

    If you’ve thought about buying a home in the past few years, you may have run into two frustrations: asking prices that kept climbing and too few homes to choose from. In many places, both sticking points are letting up this summer, with lower asking prices and more homes for sale. Let’s look at the

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  • 14 Years Running: Why Real Estate Is Still America’s Favorite Investment

    14 Years Running: Why Real Estate Is Still America’s Favorite Investment,Monet Yarnell

    Quick gut reaction. Which investment do Americans trust more than stocks, gold, savings accounts, and bonds? The answer hasn't changed in 14 years.  It's real estate. And this year, that answer comes with even more conviction behind it. New data shows people aren't just saying homeownership is a sma

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